Your Family
Most families go 1–2x per year.
Most contracts run through 2042–2057.
🗓️ Point Chart Explorer
Official 2026 & 2027 point requirements by resort, season, room type, and view — independently sourced from publicly available Disney Vacation Club point charts.
Year
View as
Resort
Resort & Room Type
Purchase Details
Resale is typically 30–50% cheaper than buying direct.
A 7-night studio at a moderate resort costs ~150–200 pts/yr.
$
Resale: ~$100–140/pt. Direct: ~$175–220/pt.
Live Verdict
Not Worth It
Borderline
Strong Buy
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Adjust the inputs on the left to see your personalized verdict update in real time.
Total DVC Cost
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Cash Hotel Cost
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You Save / Overpay
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Break-Even Year
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Cost Breakdown
Purchase price—
Closing costs & fees Title/escrow ~$700–900 · Disney CAF $500 · estoppel ~$150 · deed recording ~$75—
Financing cost (interest)—
Maintenance dues (total)—
Estimated resale value—
Cash hotel equivalent—
🏨 Disney 5-Night Seasonal Special
vs. 30% off Deluxe hotel rack rate
Disney's "Stay Longer & Save More" offer: 30% off Deluxe Villa rack rates for stays of 5+ consecutive nights (25% for 1–4 nights). Most nights May–Oct. Compares your DVC cost vs. booking the same room type at a 30% discount.
Hotel wins
Close call
DVC wins
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DVC Cost (total)
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Hotel @ 30% Off
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DVC Advantage
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Eff. Discount Needed
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Eff. Discount Needed = the hotel discount % at which DVC and the discounted hotel break even. If this is above 30%, DVC still wins even against the seasonal offer.
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